:root{
      --bg:#f5f7fb;
      --panel:#ffffff;
      --panel-soft:#f9fbff;
      --text:#172033;
      --muted:#5f6b7a;
      --line:#d9e2ef;
      --primary:#1d4ed8;
      --primary-dark:#173c9f;
      --primary-soft:#e8f0ff;
      --success:#0f766e;
      --success-soft:#e7f7f4;
      --warning:#8a5a00;
      --warning-bg:#fff8e5;
      --warning-line:#ecd390;
      --danger:#b42318;
      --danger-soft:#fff1f0;
      --shadow:0 18px 42px rgba(21,42,82,.08);
      --radius-xl:26px;
      --radius-lg:20px;
      --radius-md:14px;
      --focus:0 0 0 4px rgba(29,78,216,.14);
    }

    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
      background:
        radial-gradient(circle at top left, rgba(29,78,216,.08), transparent 34rem),
        linear-gradient(180deg,#fbfdff 0%,var(--bg) 52%,#edf2f8 100%);
      color:var(--text);
      line-height:1.5;
      padding-bottom:72px;
    }
    a{color:var(--primary);font-weight:700;text-decoration:none}
    a:hover{text-decoration:underline}
    .wrap{max-width:1180px;margin:0 auto;padding:22px}
    .hero,.card,.panel{background:rgba(255,255,255,.94);border:1px solid rgba(217,226,239,.9);box-shadow:var(--shadow);border-radius:var(--radius-xl)}
    .hero{padding:28px;overflow:hidden;position:relative}
    .hero:after{content:"";position:absolute;right:-80px;top:-120px;width:300px;height:300px;background:radial-gradient(circle,rgba(29,78,216,.12),transparent 68%);pointer-events:none}
    .topbar{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;position:relative;z-index:1}
    .badge{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:var(--primary-soft);color:var(--primary-dark);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.05em}
    .language-toggle{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px;box-shadow:0 8px 22px rgba(17,24,39,.05)}
    .lang-btn{border:none;background:transparent;color:var(--muted);border-radius:999px;padding:8px 12px;font-weight:800;cursor:pointer;min-width:72px}
    .lang-btn[aria-pressed="true"]{background:var(--primary);color:#fff}
    .hero-copy{position:relative;z-index:1;max-width:870px}
    h1{margin:20px 0 10px;font-size:clamp(2.25rem,5vw,4rem);line-height:.98;letter-spacing:-.055em}
    .hero-subtitle{margin:0;color:#364259;font-size:clamp(1.08rem,2.2vw,1.55rem);font-weight:500;max-width:760px}
    .hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
    .steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:24px;position:relative;z-index:1}
    .step{background:linear-gradient(180deg,#fff,#f8fbff);border:1px solid var(--line);border-radius:18px;padding:14px;display:flex;gap:12px;align-items:flex-start}
    .step-number{display:grid;place-items:center;width:32px;height:32px;border-radius:12px;background:var(--primary);color:#fff;font-weight:900;flex:0 0 auto}
    .step strong{display:block;margin-bottom:2px}
    .step span{display:block;color:var(--muted);font-size:.9rem}

    .layout{display:grid;grid-template-columns:400px minmax(0,1fr);gap:20px;margin-top:20px;align-items:start}
    .card{padding:22px;position:sticky;top:14px}
    .stack{display:grid;gap:16px}
    .section-eyebrow{margin:0 0 6px;color:var(--primary);font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
    .section-title{margin:0 0 4px;font-size:1.28rem;letter-spacing:-.02em}
    .sub,.helper,.result-note,.timeline-detail,.resource-list,.support-list,.microcopy{color:var(--muted)}
    .sub{margin:0 0 18px;font-size:.96rem}
    #calculator{border:1px solid #cbd8ea;box-shadow:0 18px 42px rgba(21,42,82,.10)}
    label.field{display:block;margin-bottom:16px;background:#f8fbff;border:1px solid #d8e2f0;border-radius:18px;padding:14px}
    .label-text{display:block;margin-bottom:9px;font-size:.98rem;font-weight:900;color:#172033}
    select,input[type="date"]{width:100%;padding:15px 16px;border:2px solid #b8c7dc;border-radius:var(--radius-md);background:#fff;color:var(--text);font-size:1.03rem;font-weight:700;outline:none;min-height:54px;box-shadow:0 1px 0 rgba(21,42,82,.04)}
    select:hover,input[type="date"]:hover{border-color:#8fa5c4}
    select:focus,input[type="date"]:focus{border-color:rgba(29,78,216,.85);box-shadow:var(--focus);background:#fff}
    .helper{margin-top:8px;font-size:.88rem;line-height:1.4}
    .field-group{border:1px solid #e1e9f5;background:#fbfdff;border-radius:20px;padding:15px;margin-top:12px}
    .field-group label.field:last-child{margin-bottom:0}
    .buttons{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
    button,.button-link{border:none;border-radius:var(--radius-md);padding:12px 15px;font-size:.94rem;font-weight:850;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none}
    .primary{background:linear-gradient(135deg,var(--primary),#5d83ff);color:#fff;box-shadow:0 10px 18px rgba(29,78,216,.18)}
    .secondary{background:#fff;border:1px solid var(--line);color:var(--text)}
    .secondary:hover{background:#f8fbff;text-decoration:none}
    #calculator .buttons .secondary{border-width:2px;font-weight:900}
    .ghost{background:var(--primary-soft);color:var(--primary-dark)}

    .results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
    .result{background:linear-gradient(180deg,#fff,#fbfdff);border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px;position:relative;overflow:hidden;min-height:164px}
    .result:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:var(--primary)}
    .result:nth-child(2):before{background:var(--success)}
    .result:nth-child(3):before{background:#7c3aed}
    .result-label{font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900;margin-bottom:11px}
    .result-value{font-size:clamp(1.25rem,2.25vw,1.8rem);font-weight:950;letter-spacing:-.04em;min-height:2.3em;display:flex;align-items:center}
    .result-note{margin-top:8px;font-size:.86rem}

    .summary-box{background:linear-gradient(180deg,#f8fbff,#fff);border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px}
    .summary-body{font-size:1rem;margin:0;color:#344056}
    .summary-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
    .status-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
    .status-grid.single-card{grid-template-columns:1fr}
    .mini-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}
    .mini-card h3{margin:0 0 9px;font-size:1rem}
    .mini-card ul{margin:0;padding-left:20px;color:var(--muted)}
    .mini-card li+li{margin-top:6px}

    .warning-list{display:none;background:var(--danger-soft);border:1px solid #ffd0cc;color:var(--danger);border-radius:16px;padding:14px 16px;margin:0 0 15px}
    .warning-list ul{margin:6px 0 0;padding-left:20px}

    .timeline{background:#fff;border:1px solid var(--line);border-radius:var(--radius-xl);padding:20px;box-shadow:var(--shadow)}
    .timeline-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start;flex-wrap:wrap;margin-bottom:16px}
    .chip-row{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
    .chip{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;background:var(--primary-soft);color:var(--primary-dark);font-size:.8rem;font-weight:850}
    .print-tip{cursor:pointer;background:#fff;border:1px solid var(--line)}
    .chip-button{border:1px solid var(--line);background:#fff;color:var(--primary-dark);border-radius:999px;padding:7px 10px;font-size:.8rem;font-weight:850;line-height:1;box-shadow:none}
    .chip-button:hover{border-color:rgba(29,78,216,.45);background:var(--primary-soft)}
    .chip-button:focus{outline:none;box-shadow:var(--focus)!important}
    .timeline-item{display:grid;grid-template-columns:34px minmax(0,1fr);gap:12px}
    .timeline-item+.timeline-item{margin-top:10px}
    .rail{display:flex;flex-direction:column;align-items:center}
    .dot{width:17px;height:17px;border-radius:999px;background:linear-gradient(180deg,var(--primary),#81a4ff);box-shadow:0 0 0 5px rgba(29,78,216,.10);margin-top:8px;border:2px solid #fff}
    .line{width:3px;min-height:42px;margin-top:8px;flex:1;background:linear-gradient(180deg,#cfe0ff,var(--line));border-radius:999px}
    .event{border:1px solid var(--line);border-radius:18px;padding:15px;background:linear-gradient(180deg,#fcfdff,#f7fbff)}
    .event-title{margin:0 0 3px;font-weight:900}
    .event-date{margin:0 0 5px;font-weight:950;color:var(--primary-dark)}
    .timeline-detail{margin:0;font-size:.92rem}
    .empty{border:1px dashed #c4d2e7;border-radius:16px;padding:16px;background:#fbfcff;color:var(--muted)}

    section#learn{scroll-margin-top:20px}
    details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:16px}
    summary{cursor:pointer;font-weight:900;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
    summary::-webkit-details-marker{display:none}
    summary:after{content:"+";font-size:1.3rem;color:var(--primary);font-weight:900}
    details[open] summary:after{content:"–"}
    details p{color:var(--muted)}
    .education-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:14px}

    #learn .education-grid{
      gap:12px;
      margin-top:12px;
      align-items:start;
    }
    #learn .edu-card{
      padding:14px 15px;
    }
    #learn .edu-card h3{
      margin-bottom:6px;
    }
    #learn .edu-card p{
      line-height:1.42;
      font-size:.93rem;
    }
    #learn .resource-list{
      margin-top:6px;
    }
    #learn .resource-list li{
      margin-top:6px;
      line-height:1.38;
      font-size:.93rem;
    }
    #learn .overview-terms-card .resource-list{
      display:grid;
      gap:6px;
      padding-left:18px;
    }
    #learn .overview-terms-card .resource-list li{
      margin-top:0;
    }
    #learn .overview-resources-card{
      grid-column:1 / -1;
    }

    #learn .overview-list{
      margin:6px 0 0;
      padding-left:20px;
    }
    #learn .overview-list li{
      margin-top:6px;
      line-height:1.42;
      font-size:.93rem;
      color:var(--muted);
    }
    #learn .overview-list strong{
      color:var(--text);
    }


    .edu-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px}
    .edu-card h3{margin:0 0 8px;font-size:1rem}
    .edu-card p{margin:0;color:var(--muted);font-size:.95rem}
    .edu-card p+p{margin-top:10px}
    .support-list,.resource-list{margin:10px 0 0;padding-left:20px}
    .support-list li,.resource-list li{margin-top:8px}
    .notice{background:var(--warning-bg);border:1px solid var(--warning-line);border-radius:var(--radius-lg);padding:18px;color:#594615}
    .notice p{margin:0}
    .notice p+p{margin-top:10px}
    .about-creator{background:linear-gradient(180deg,#fcfdff,#f8fbff)}

    .footer-disclaimer{position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff8dc;color:#5a4a00;border-top:1px solid #e6d28a;padding:10px 18px;font-size:13px;line-height:1.35;box-shadow:0 -4px 10px rgba(0,0,0,.08)}
    .footer-disclaimer .inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:14px}
    .footer-disclaimer button{padding:7px 10px;border:1px solid #e6d28a;background:#fff;color:#5a4a00;border-radius:999px;font-size:12px}
    .screen-reader-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

    .copy-protected, .copy-protected *{
      -webkit-user-select:none;
      user-select:none;
    }
    input,select,textarea,button,a,.summary-body,#plainSummary,#timeline-section,.timeline,.timeline *{
      -webkit-user-select:auto!important;
      user-select:auto!important;
    }
    .ownership-note{
      margin-top:10px;
      color:var(--muted);
      font-size:.86rem;
      line-height:1.45;
    }


    .timeline-print-area{display:none}
    .timeline-print-area .print-title{margin:0 0 8px;font-size:20pt;letter-spacing:-.02em}
    .timeline-print-area .print-subtitle{margin:0 0 14px;color:#333;font-size:11pt}

    @media (max-width:1020px){
      .layout{grid-template-columns:1fr}
      .card{position:static}
    }
    @media (max-width:780px){
      body{padding-bottom:0}
      .wrap{padding:14px}
      .hero,.card,.timeline{padding:18px;border-radius:22px}
      .steps,.results,.status-grid,.education-grid{grid-template-columns:1fr}
      .buttons,.summary-actions{flex-direction:column}
      button,.button-link{width:100%}
      .footer-disclaimer{position:static;margin-top:18px;box-shadow:none}
      .footer-disclaimer .inner{align-items:flex-start;flex-direction:column}
      .language-toggle{width:100%;justify-content:space-between}
      .lang-btn{flex:1}
    }
body.print-timeline-only .print-report{
        width:7.1in!important;
        max-width:7.1in!important;
        margin:0 auto!important;
        padding:0!important;
        font-family:Arial, Helvetica, sans-serif!important;
        color:#000!important;
        overflow:hidden!important;
      }
      body.print-timeline-only .print-title{
        margin:0 0 3px!important;
        font-size:15pt!important;
        line-height:1.08!important;
        color:#000!important;
      }
      body.print-timeline-only .print-subtitle{
        margin:0 0 6px!important;
        font-size:8.8pt!important;
        line-height:1.18!important;
        color:#333!important;
      }
      body.print-timeline-only .print-narrative{
        border:1px solid #b9b9b9!important;
        border-radius:7px!important;
        padding:7px 9px!important;
        margin:6px 0 8px!important;
        background:#fff!important;
        break-inside:avoid!important;
        page-break-inside:avoid!important;
      }
      body.print-timeline-only .print-narrative h2{
        margin:0 0 3px!important;
        font-size:10.8pt!important;
        line-height:1.12!important;
        color:#000!important;
      }
      body.print-timeline-only .print-narrative p{
        margin:0!important;
        font-size:8.9pt!important;
        line-height:1.24!important;
        color:#111!important;
      }
      body.print-timeline-only .print-timeline-title{
        margin:6px 0 4px!important;
        font-size:11.6pt!important;
        line-height:1.1!important;
        color:#000!important;
      }
      body.print-timeline-only .print-events{
        display:grid!important;
        gap:4px!important;
        margin:0!important;
        padding:0!important;
      }
      body.print-timeline-only .print-event{
        border:1px solid #b9b9b9!important;
        border-left:4px solid #222!important;
        border-radius:6px!important;
        padding:4px 7px!important;
        break-inside:avoid!important;
        page-break-inside:avoid!important;
      }
      body.print-timeline-only .print-event-title{
        margin:0!important;
        font-size:8.4pt!important;
        line-height:1.1!important;
        font-weight:700!important;
        color:#111!important;
      }
      body.print-timeline-only .print-event-date{
        margin:0!important;
        font-size:10.1pt!important;
        line-height:1.1!important;
        font-weight:800!important;
        color:#000!important;
      }
      body.print-timeline-only .print-event-detail{
        margin:1px 0 0!important;
        font-size:8pt!important;
        line-height:1.16!important;
        color:#333!important;
      }
      body.print-timeline-only .print-footer{
        margin-top:5px!important;
        padding-top:4px!important;
        border-top:1px solid #ccc!important;
        font-size:7.2pt!important;
        line-height:1.15!important;
        color:#444!important;
      }

    }
.print-report-area{
      display:none!important;
      visibility:hidden!important;
      height:0!important;
      overflow:hidden!important;
    }
    @media print{
      @page{size:letter;margin:.4in}
      html,body{background:#fff!important;color:#000!important;padding:0!important;margin:0!important}
      body *{display:none!important;visibility:hidden!important}
      #printReportArea,
      #printReportArea *{display:block!important;visibility:visible!important}
      #printReportArea{
        display:block!important;
        visibility:visible!important;
        height:auto!important;
        overflow:visible!important;
        position:static!important;
        width:100%!important;
        max-width:none!important;
        margin:0!important;
        padding:0!important;
        background:#fff!important;
        color:#000!important;
        font-family:Arial, Helvetica, sans-serif!important;
      }
      #printReportArea .print-report{
        width:7.1in!important;
        max-width:7.1in!important;
        margin:0 auto!important;
        padding:0!important;
        color:#000!important;
        overflow:hidden!important;
      }
      #printReportArea .print-title{
        margin:0 0 3px!important;
        font-size:15pt!important;
        line-height:1.08!important;
        color:#000!important;
        font-weight:800!important;
      }
      #printReportArea .print-subtitle{
        margin:0 0 6px!important;
        font-size:8.8pt!important;
        line-height:1.18!important;
        color:#333!important;
      }
      #printReportArea .print-narrative{
        border:1px solid #b9b9b9!important;
        border-radius:7px!important;
        padding:7px 9px!important;
        margin:6px 0 8px!important;
        background:#fff!important;
        break-inside:avoid!important;
        page-break-inside:avoid!important;
      }
      #printReportArea .print-narrative h2{
        margin:0 0 3px!important;
        font-size:10.8pt!important;
        line-height:1.12!important;
        color:#000!important;
      }
      #printReportArea .print-narrative p{
        margin:0!important;
        font-size:8.9pt!important;
        line-height:1.24!important;
        color:#111!important;
      }
      #printReportArea .print-timeline-title{
        margin:6px 0 4px!important;
        font-size:11.6pt!important;
        line-height:1.1!important;
        color:#000!important;
        font-weight:800!important;
      }
      #printReportArea .print-events{
        display:grid!important;
        gap:4px!important;
        margin:0!important;
        padding:0!important;
      }
      #printReportArea .print-event{
        border:1px solid #b9b9b9!important;
        border-left:4px solid #222!important;
        border-radius:6px!important;
        padding:4px 7px!important;
        break-inside:avoid!important;
        page-break-inside:avoid!important;
      }
      #printReportArea .print-event-title{
        margin:0!important;
        font-size:8.4pt!important;
        line-height:1.1!important;
        font-weight:700!important;
        color:#111!important;
      }
      #printReportArea .print-event-date{
        margin:0!important;
        font-size:10.1pt!important;
        line-height:1.1!important;
        font-weight:800!important;
        color:#000!important;
      }
      #printReportArea .print-event-detail{
        margin:1px 0 0!important;
        font-size:8pt!important;
        line-height:1.16!important;
        color:#333!important;
      }
      #printReportArea .print-footer{
        margin-top:5px!important;
        padding-top:4px!important;
        border-top:1px solid #ccc!important;
        font-size:7.2pt!important;
        line-height:1.15!important;
        color:#444!important;
      }
    }

  
.warning-list{background:#f3f7fc;border:1px solid #d7e3f2;color:#334155}[hidden]{display:none!important}.card{position:static}.details-body{padding:0 18px 18px}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #1d4ed8;outline-offset:3px}.result-value{overflow-wrap:anywhere}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
/* Guided calculator. The original controls remain available to the calculation engine. */
.steps,.layout{display:none!important}
.footer-disclaimer{position:static!important;margin-top:30px;box-shadow:none!important}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.wrap{max-width:1040px}
.hero{background:linear-gradient(125deg,#fff 0%,#f3fbf8 100%);border:1px solid #dcefe9;box-shadow:0 16px 48px rgba(24,65,72,.08)}
.hero h1{max-width:820px}
.hero .hero-copy{max-width:740px}
.hero-context{max-width:68ch;margin:14px 0 20px;color:#365369;line-height:1.6;font-size:1.02rem}
.hero .hero-actions{flex-wrap:wrap}
#guide{margin:24px auto 0;max-width:780px;scroll-margin-top:16px}
.guide-card{background:#fff;border:1px solid #dce8e8;border-radius:28px;padding:clamp(24px,5vw,52px);box-shadow:0 20px 54px rgba(28,60,77,.08)}
.guide-eyebrow{color:#147e84;font-size:.76rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase;margin:0 0 12px}
.guide-progress{display:none}
.guide-progress span{display:block;height:100%;background:linear-gradient(90deg,#168e91,#2469bf);border-radius:999px;transition:width .25s}
.guide-card h2{font-size:clamp(1.5rem,3.5vw,2.4rem);line-height:1.18;letter-spacing:-.035em;color:#172b40;margin:0 0 14px}
.guide-card p{color:#52657a;line-height:1.6}
.guide-answer{margin:26px 0 12px}
.guide-answer select,.guide-answer input{width:100%;min-height:58px;border:1.5px solid #bdd2d6;border-radius:16px;background:#fff;color:#172b40;padding:13px 16px;font:inherit;font-size:1.05rem}
.guide-answer select:focus-visible,.guide-answer input:focus-visible,.guide-nav button:focus-visible,.guide-tabs button:focus-visible{outline:3px solid #1e85ad;outline-offset:3px}
.guide-choices{display:grid;gap:10px}.guide-choices label{display:flex;align-items:center;gap:13px;min-height:54px;padding:12px 16px;border:1.5px solid #bdd2d6;border-radius:16px;cursor:pointer}.guide-choices label:has(input:checked){border-color:#168e91;background:#f0faf7}.guide-choices input[type=checkbox]{width:20px;min-height:20px;height:20px;flex:none;accent-color:#168e91}.guide-choice-hint{font-size:.94rem;margin:0 0 15px}
.guide-error{min-height:1.5em;color:#a13938;font-weight:700;margin:6px 0 0}
.guide-nav{display:flex;gap:12px;justify-content:space-between;align-items:center;margin-top:30px}
.guide-nav button,.guide-action{border:0;border-radius:14px;min-height:48px;padding:10px 20px;font:inherit;font-weight:800;cursor:pointer}
.guide-nav .guide-back{background:#edf4f5;color:#245163}
.guide-nav .guide-next,.guide-action{background:#195eaa;color:#fff}
.guide-nav button:hover,.guide-action:hover{filter:brightness(.95)}
.guide-nav .guide-back[hidden]{display:none}
.guide-note{font-size:.9rem;margin-top:18px}
.guide-result{display:grid;gap:14px}
.guide-result article{border:1px solid #d9e7e8;border-radius:18px;padding:20px;background:#f8fbfa}
.guide-result h3{color:#193d53;font-size:1rem;margin:0 0 5px}
.guide-result .guide-date{display:block;color:#124a88;font-size:1.45rem;font-weight:900;margin:4px 0}
.guide-result article p{margin:8px 0 0}
.guide-result-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.visual-timeline{margin:24px 0;padding:22px 24px;border:1px solid #cfe5e2;border-radius:20px;background:linear-gradient(145deg,#f3faf8,#f8fbff);color:#213f52}.visual-timeline h3{margin:0 0 4px;color:#17394d;font-size:1.2rem}.visual-timeline .visual-timeline-intro{margin:0 0 18px;font-size:.9rem;color:#506578}.visual-timeline-list{list-style:none;margin:0;padding:0 0 0 12px}.visual-event{position:relative;border-left:4px solid #76bbb8;padding:0 0 21px 25px}.visual-event:last-child{border-left-color:transparent;padding-bottom:2px}.visual-event::before{content:'';position:absolute;left:-9px;top:2px;width:14px;height:14px;border:3px solid #fff;border-radius:50%;background:#168e91;box-shadow:0 0 0 2px #168e91}.visual-event[data-kind="payer-change"]::before{background:#2567b7;box-shadow:0 0 0 2px #2567b7}.visual-event[data-kind="esrd-end"]::before{background:#825f7d;box-shadow:0 0 0 2px #825f7d}.visual-event-date{display:block;color:#0f5d7e;font-size:.9rem;font-weight:800}.visual-event-title{display:block;margin-top:2px;color:#17394d;line-height:1.35}.visual-event-detail{margin:4px 0 0!important;font-size:.88rem;line-height:1.5}.visual-timeline .visual-timeline-foot{font-size:.83rem;line-height:1.5;margin:13px 0 0;color:#52657a}.visual-timeline-compact{max-width:780px;margin:16px auto 0;padding:18px 22px}.visual-timeline-compact h3{font-size:1.08rem}.visual-timeline-compact .visual-event{padding-bottom:13px}.visual-timeline-compact .visual-event:last-child{padding-bottom:0}
.guide-result-actions .guide-action.secondary{background:#eaf2f4;color:#245163}
#learn{margin:28px auto 56px;max-width:940px;background:#fff;border:1px solid #dce8e8;border-radius:24px;padding:clamp(20px,4vw,34px)}
#learn h2{margin:0 0 6px;color:#172b40;font-size:1.6rem}
#learn .guide-tablist{display:flex;gap:6px;flex-wrap:wrap;border-bottom:1px solid #dae7e8;margin:22px 0}
.guide-tablist button{border:0;border-radius:12px 12px 0 0;background:transparent;color:#395a69;padding:12px 14px;font:inherit;font-weight:800;cursor:pointer}
.guide-tablist button[aria-selected=true]{background:#e9f5f2;color:#12686c;box-shadow:inset 0 -3px #168d8c}
.guide-tabpanel{line-height:1.65;color:#344d5e}
.guide-tabpanel p{max-width:75ch}
.guide-tabpanel a{color:#155da4;text-decoration:underline;text-underline-offset:2px}
.guide-tabpanel ul{padding-left:22px}
.guide-results-card{max-width:900px}.guide-answer-banner{border:1px solid #b5dfe0;border-left:6px solid #168e91;background:linear-gradient(125deg,#f0faf8,#f7fbff);border-radius:18px;padding:20px 24px;margin:22px 0 28px}.guide-answer-banner h3{color:#124a61;font-size:1.15rem;margin:0 0 7px}.guide-answer-banner p{margin:0;color:#263e50;line-height:1.65}.guide-section-title{font-size:1.15rem;color:#193d53;margin:27px 0 12px}.guide-result{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-result article:first-child{border-color:#a6d0ce;background:#f2faf7}.guide-action-list{list-style:none;counter-reset:actions;padding:0;display:grid;gap:10px}.guide-action-list li{position:relative;counter-increment:actions;padding:14px 18px 14px 54px;border:1px solid #d9e7e8;border-radius:14px;background:#fff;line-height:1.5;color:#263e50}.guide-action-list li:before{content:counter(actions);position:absolute;left:15px;top:13px;display:grid;place-items:center;background:#dff2ef;color:#116d70;width:27px;height:27px;border-radius:50%;font-weight:900}.guide-results-card a,.search-guide a{color:#155da4;text-underline-offset:3px}.guide-choices{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-choices label{background:#fff}.guide-choices label:has(input:focus-visible){outline:3px solid #1e85ad;outline-offset:2px}.search-guide{max-width:940px;margin:0 auto 56px;padding:clamp(20px,4vw,36px);border-radius:24px;background:#f3f9f8;border:1px solid #d5e9e7;color:#2b4757}.search-guide h2{color:#172b40;font-size:clamp(1.4rem,2.5vw,1.9rem);margin:0 0 14px}.search-guide>p{line-height:1.65}.search-guide-grid{display:grid;gap:10px;margin:24px 0}.search-guide details{background:#fff;border:1px solid #d6e8e6;border-radius:14px;padding:0 18px}.search-guide summary{cursor:pointer;padding:16px 0;font-weight:800;color:#17475e}.search-guide details p{max-width:72ch;margin:0 0 18px;line-height:1.65}.search-guide-sources{font-size:.9rem;color:#52657a}.hero:after{content:'';position:absolute;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,#c5e9e6 0%,transparent 70%);right:-70px;top:-60px;opacity:.7;pointer-events:none}.hero{position:relative;overflow:hidden}.hero>*{position:relative;z-index:1}
html[lang=en] .search-guide-es,html[lang=es] .search-guide-en{display:none}
.guide-action-list a[href^="tel:"]{white-space:nowrap}
.forms-guide{margin:32px 0 22px;padding:clamp(18px,3vw,28px);background:#fff;border:1px solid #cbdfe0;border-radius:20px}.forms-guide h3{margin:0 0 10px;font-size:1.35rem;color:#17394d}.forms-guide h4{margin:26px 0 13px;color:#17394d;font-size:1.08rem}.forms-guide>p{line-height:1.65;margin:0}.forms-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.forms-grid article{background:#f7fbfa;border:1px solid #d9e9e7;border-radius:14px;padding:18px}.forms-grid h5{margin:0 0 8px;font-size:1.05rem}.forms-grid p{font-size:.95rem;line-height:1.55;margin:0}.forms-guide .forms-note{font-size:.92rem;color:#52657a;margin-top:16px}.forms-guide a[href^="tel:"]{white-space:nowrap}@media(max-width:760px){.forms-grid{grid-template-columns:1fr}}
.search-guide details.enrollment-guide{padding:0;margin:32px 0 22px;border:1px solid #cbdfe0;border-radius:20px;background:#fff}.search-guide details.enrollment-guide>summary{display:flex;align-items:center;justify-content:space-between;gap:18px;list-style:none;padding:clamp(18px,3vw,28px);font-size:1.35rem;line-height:1.3;color:#17394d}.search-guide details.enrollment-guide>summary::-webkit-details-marker{display:none}.search-guide details.enrollment-guide>summary::after{content:'+';display:grid;place-items:center;flex:none;width:34px;height:34px;border-radius:50%;background:#e4f3f0;color:#116d70;font-size:1.5rem;line-height:1}.search-guide details.enrollment-guide[open]>summary::after{content:'−'}.search-guide details.enrollment-guide>summary:focus-visible{outline:3px solid #1e85ad;outline-offset:-4px;border-radius:18px}.enrollment-body{padding:0 clamp(18px,3vw,28px) clamp(18px,3vw,28px)}.enrollment-body>p{line-height:1.65;margin:0}.enrollment-guide .forms-grid{margin-top:18px}.enrollment-guide .forms-grid h4{margin:0 0 10px}.enrollment-guide .scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.enrollment-body>h4{margin-top:28px}.enrollment-body>h4+p{margin-top:0}.enrollment-guide .forms-note{margin-top:18px}@media(max-width:760px){.enrollment-guide .scenario-grid{grid-template-columns:1fr}}
@media(max-width:700px){.guide-result,.guide-choices{grid-template-columns:1fr}.guide-answer-banner{padding:18px}.search-guide{border-radius:18px}}
@media(max-width:600px){.wrap{padding:12px}.guide-card{border-radius:20px}.guide-nav{gap:8px}.guide-nav button{flex:1}.guide-tablist button{flex:1 1 auto}}
@media print{.hero,#guide,#learn{display:none!important}.layout{display:block!important}}
@media print{#printReportArea .print-resources{border-top:1px solid #cbd5d1;margin-top:9px;padding-top:7px;break-inside:avoid}#printReportArea .print-resources h2{font-size:10.5pt;margin:0 0 4px}#printReportArea .print-resources p{font-size:8.6pt;font-weight:700;margin:6px 0 3px}#printReportArea .print-resources ul{margin:0;padding:0}#printReportArea .print-resources li{font-size:8.3pt;line-height:1.25;margin:2px 0}#printReportArea .print-resources a{display:inline!important;color:#123e68!important;text-decoration:underline}#printReportArea .print-resources span{display:inline!important;color:#444}}
@media print{#printReportArea .print-narrative p+p{margin-top:6px!important}}
@media print{#printReportArea .visual-timeline{background:#fff!important;border:1px solid #bdcecd;break-inside:avoid;padding:12px 16px;margin:10px 0}#printReportArea .visual-event{padding-bottom:9px}#printReportArea .visual-event-date,#printReportArea .visual-event-title{font-size:9pt}#printReportArea .visual-event-detail,#printReportArea .visual-timeline-foot{font-size:8pt}}

/* A timeline-led visual system for the public-facing guided experience. */
:root{--bg:#f7f8f5;--text:#193146;--muted:#526879;--line:#d6e1df;--primary:#205f91;--primary-dark:#174b74;--primary-soft:#eaf2f4;--success:#197e78;--shadow:0 12px 32px rgba(25,49,70,.055)}
body{background:#f7f8f5;color:var(--text);font-family:"Segoe UI",Inter,ui-sans-serif,system-ui,sans-serif;line-height:1.58;padding-bottom:0}
.wrap{max-width:1240px;padding:0 clamp(18px,3vw,36px) 54px}
a{color:#155c88;text-underline-offset:3px}
.site-header{display:flex;align-items:center;gap:30px;min-height:86px;padding:14px 0;border-bottom:1px solid #d8e2df}
.site-brand{display:inline-flex;align-items:center;gap:12px;color:#18354b;font-size:1rem;font-weight:650;line-height:1.16;letter-spacing:-.025em;white-space:nowrap;text-decoration:none}
.site-brand strong{display:block;color:#176e73;font-weight:850}.site-brand:hover{text-decoration:none}
.brand-mark{width:31px;height:34px;display:flex;flex-direction:column;justify-content:space-around;border-left:2px solid #1f8b85;padding:2px 0 2px 5px;flex:none}.brand-mark span{height:2px;background:#1f8b85;width:16px;border-radius:2px}.brand-mark span:nth-child(2){width:23px}.brand-mark span:last-child{width:11px}
.site-nav{display:flex;gap:26px;align-items:center;margin-left:auto;white-space:nowrap}.site-nav a{color:#334f61;font-size:.91rem;font-weight:700;text-decoration:none;border-bottom:2px solid transparent;padding:8px 0}.site-nav a:hover,.site-nav a:focus-visible{color:#0e6571;border-bottom-color:#198781}
.site-header .language-toggle{margin-left:4px;box-shadow:none;background:#fff;border-color:#d7e1e3}.site-header .lang-btn[aria-pressed=true]{background:#205f91}
html[lang=en] .nav-es,html[lang=es] .nav-en{display:none}
.hero{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.8fr);align-items:center;gap:clamp(24px,4vw,60px);padding:clamp(38px,5vw,70px) clamp(25px,4.6vw,65px);margin-top:20px;background:#fcfbf7;border:0;border-top:3px solid #25827f;border-radius:3px;box-shadow:none;overflow:visible}
.hero:after{display:none}.hero .topbar,.hero .steps{display:none!important}.hero .hero-copy{max-width:none}.hero h1{font-size:clamp(2.7rem,4.4vw,4.2rem);line-height:1.02;letter-spacing:-.052em;max-width:690px;margin:0 0 22px;color:#15334a}.hero-subtitle{font-size:clamp(1.16rem,1.8vw,1.42rem);line-height:1.36;font-weight:680;color:#204a60;max-width:32ch}.hero-context{max-width:62ch;font-size:1.03rem;line-height:1.62;margin:22px 0 26px;color:#40596a}.hero .hero-actions{gap:14px;margin-top:0}.hero .button-link{min-height:50px;border-radius:7px;padding:11px 19px}.hero .button-link.primary{background:#205f91;color:#fff;box-shadow:none}.hero .button-link.secondary{color:#205f91;border-color:#b8ced3;background:transparent}
.hero-sample{align-self:center;display:flex;flex-direction:column;justify-content:center;background:#fff;border:1px solid #d9e4df;border-top:4px solid #1d8b85;padding:27px 25px 23px;box-shadow:0 10px 27px rgba(27,64,77,.06)}.sample-eyebrow{color:#197c78;font-size:.72rem;font-weight:850;text-transform:uppercase;letter-spacing:.13em;margin:0 0 8px}.hero-sample h2{font-family:Georgia,"Times New Roman",serif;color:#193c52;font-size:1.52rem;line-height:1.2;letter-spacing:-.025em;margin:0 0 8px}.sample-note{font-size:.84rem;color:#5a6c75;line-height:1.45;margin:0 0 21px}.sample-events{list-style:none;margin:0;padding:0 0 0 9px}.sample-events li{position:relative;border-left:2px solid #8dbbb7;padding:1px 0 19px 22px;font-weight:700;font-size:.91rem;color:#254357}.sample-events li:last-child{border-color:transparent;padding-bottom:0}.sample-events li:before{content:"";position:absolute;left:-6px;top:5px;width:10px;height:10px;border-radius:50%;background:#1e8680;box-shadow:0 0 0 3px #e6f4f1}.sample-events li:last-child:before{background:#246999;box-shadow:0 0 0 3px #eaf1f9}
.process-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-bottom:1px solid #d7e4e0;margin:0 0 38px;padding:19px 0}.process-strip>div{display:flex;align-items:center;gap:12px;padding:4px 18px;border-right:1px solid #d7e4e0;color:#344e5d;font-size:.9rem;font-weight:720}.process-strip>div:first-child{padding-left:0}.process-strip>div:last-child{border:0}.process-number{font-size:.78rem;color:#167b79;font-weight:900;letter-spacing:.06em}
#guide{max-width:1010px;margin:0 auto 64px;scroll-margin-top:24px}#guide:has(.visual-timeline-compact){max-width:1110px;display:grid;grid-template-columns:minmax(0,1fr) 315px;align-items:start;gap:22px}#guide .guide-card{border-radius:10px;border:1px solid #d6e1df;border-top:3px solid #1b8580;box-shadow:0 12px 36px rgba(25,49,70,.06);padding:clamp(28px,4vw,48px);max-width:780px;margin:auto;width:100%}#guide:has(.visual-timeline-compact) .guide-card{max-width:none}
.guide-eyebrow{color:#176f72}.guide-progress{display:block;height:5px;overflow:hidden;background:#e5eeed;border-radius:99px;margin:0 0 28px}.guide-progress span{background:#1e8982;transition:width .2s ease}.guide-card h2{color:#173248;letter-spacing:-.03em}.guide-answer select,.guide-answer input{border-radius:8px}.guide-choices label{border-radius:8px}.guide-nav button,.guide-action{border-radius:7px}.guide-nav .guide-next,.guide-action{background:#205f91}.guide-nav .guide-back{background:#edf2f0}
#guide .visual-timeline-compact{position:sticky;top:20px;max-width:none;width:100%;margin:0;padding:22px;border-radius:8px;background:#eef6f3;border:1px solid #cbded8}.visual-timeline{background:#f0f7f5;border:1px solid #c8dfd9;border-radius:8px;padding:25px 28px;box-shadow:none}.visual-timeline h3{font-family:Georgia,"Times New Roman",serif;font-size:1.42rem}.visual-event-date{color:#155f75;font-variant-numeric:tabular-nums}.visual-event-title{color:#15384a}.visual-timeline .visual-timeline-foot{border-top:1px solid #d7e5e0;padding-top:14px}
.guide-results-card{max-width:900px!important}.guide-results-card h2{font-size:clamp(2rem,3vw,2.7rem);margin-bottom:18px}.guide-glance{background:#e9f4f1;border-left:4px solid #1b8580;padding:17px 22px;margin:0 0 22px;color:#184c50;font-size:1.11rem;font-weight:720;line-height:1.5}.guide-results-card>.visual-timeline{margin:0 0 24px}.guide-answer-banner{background:#f6faf9;border:1px solid #d6e6e1;border-left:3px solid #238781;border-radius:3px;box-shadow:none}.guide-explanation{border-top:1px solid #d6e2de;border-bottom:1px solid #d6e2de;margin:24px 0 30px;padding:0}.guide-explanation>summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;padding:17px 4px;color:#155775;font-weight:800}.guide-explanation>summary::-webkit-details-marker{display:none}.guide-explanation>summary:after{content:"+";font-size:1.3rem;color:#1c7c79}.guide-explanation[open]>summary:after{content:"−"}.guide-explanation .guide-answer-banner{margin:4px 0 18px}.guide-explanation .guide-section-title{margin:18px 0 12px}.guide-explanation .guide-result{margin-bottom:18px}.guide-result article{border-radius:5px;background:#fff}.guide-result article:first-child{background:#f7faf8}.guide-action-list li{border-radius:5px;background:#fff}.guide-result-actions{align-items:center;border-top:1px solid #dce5e1;padding-top:24px;margin-top:28px}.guide-result-actions .guide-action-primary{background:#205f91;color:#fff;box-shadow:0 6px 15px rgba(32,95,145,.16)}.guide-result-actions .guide-action.tertiary{background:transparent;color:#28566a;border:1px solid #d3dfdd}.guide-result-actions .guide-action.secondary{background:#eaf2f0;color:#1b5663}
#learn{max-width:1060px;background:transparent;border:0;border-top:2px solid #d5e2de;border-radius:0;padding:35px 2px 10px;margin:0 auto 64px}#learn h2,.search-guide h2{font-family:Georgia,"Times New Roman",serif;font-weight:700;letter-spacing:-.025em}#learn h2{font-size:clamp(1.85rem,2.6vw,2.4rem)}#learn .guide-tablist{border-bottom:1px solid #cbdcd6;margin:27px 0 23px;gap:16px}.guide-tablist button{border-radius:0;padding:11px 4px;font-weight:750}.guide-tablist button[aria-selected=true]{background:transparent;color:#116d70;box-shadow:inset 0 -3px #1c8781}.guide-tabpanel{max-width:880px}.guide-tabpanel h3{color:#1a4052;font-size:1.23rem}.guide-tabpanel p{max-width:70ch}
.payer-diagram{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0;padding-top:14px}.payer-diagram>div{background:#eef6f2;border-top:3px solid #218a83;padding:18px 20px}.payer-diagram>div:last-child{background:#eef4f9;border-top-color:#236c9d}.payer-diagram small,.payer-diagram strong,.payer-diagram span{display:block}.payer-diagram small{color:#427078;text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:.7rem}.payer-diagram strong{color:#173e54;font-size:1.08rem;margin:7px 0}.payer-diagram span{color:#46606d;font-size:.89rem}
.search-guide{max-width:1060px;background:#edf5f2;border:0;border-top:3px solid #1d8781;border-radius:0;padding:clamp(27px,4vw,50px);margin:0 auto 0}.search-guide h2{font-size:clamp(1.8rem,2.8vw,2.45rem);line-height:1.2;max-width:23ch}.search-guide>p{max-width:77ch}.search-guide-grid{border-top:1px solid #cadaD5;gap:0;margin:26px 0}.search-guide details:not(.enrollment-guide){background:transparent;border:0;border-bottom:1px solid #cbdcd6;border-radius:0;padding:0}.search-guide details:not(.enrollment-guide) summary{padding:18px 4px}.search-guide details:not(.enrollment-guide) p{padding-left:4px}
.forms-guide{background:transparent;border:0;border-top:2px solid #c9dbd5;border-radius:0;padding:26px 0 0;margin:36px 0 22px}.forms-guide h3{font-family:Georgia,"Times New Roman",serif;font-size:1.5rem}.forms-guide h4{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:#477078}.forms-grid article{border-radius:4px;background:#fff}.forms-grid article h5 a{font-variant-numeric:tabular-nums}#esrd-forms .forms-grid,#esrd-forms-es .forms-grid{grid-template-columns:1fr;gap:0;border-top:1px solid #d0e0da}#esrd-forms .forms-grid article,#esrd-forms-es .forms-grid article{display:grid;grid-template-columns:120px minmax(0,1fr);gap:20px;border:0;border-bottom:1px solid #d0e0da;border-radius:0;background:transparent;padding:18px 2px}#esrd-forms .forms-grid h5,#esrd-forms-es .forms-grid h5{margin:0;font-size:1rem}.search-guide details.enrollment-guide{border:0;border-top:2px solid #c9dbd5;border-bottom:2px solid #c9dbd5;border-radius:0;background:transparent;margin:36px 0}.search-guide details.enrollment-guide>summary{padding:21px 0;font-family:Georgia,"Times New Roman",serif}.enrollment-body{padding:0 0 28px}.enrollment-guide .forms-grid:not(.scenario-grid){grid-template-columns:1fr;gap:0;border-top:1px solid #d0e0da}.enrollment-guide .forms-grid:not(.scenario-grid) article{display:grid;grid-template-columns:150px minmax(0,1fr);gap:16px;border:0;border-bottom:1px solid #d0e0da;border-radius:0;background:transparent;padding:18px 2px}.enrollment-guide .forms-grid:not(.scenario-grid) h4{margin:0;color:#1b5663;font-size:1rem;text-transform:none;letter-spacing:0}.search-guide-sources{border-top:1px solid #cbdcd6;padding-top:20px}.footer-disclaimer{background:#eef4f1;border-top:1px solid #d2e1db;color:#385467}.footer-disclaimer .inner{max-width:1130px}
.site-header a:focus-visible,.hero a:focus-visible,.hero button:focus-visible,.guide-explanation summary:focus-visible,.search-guide summary:focus-visible{outline:3px solid #1d7798;outline-offset:3px}
@media(max-width:1050px){.site-header{gap:16px}.site-nav{gap:15px}.hero{grid-template-columns:minmax(0,1fr) 300px;padding:42px 32px}}
@media(max-width:820px){.site-header{flex-wrap:wrap}.site-nav{order:3;width:100%;margin-left:0;justify-content:space-between;border-top:1px solid #e1e8e4;padding-top:8px}.site-header .language-toggle{margin-left:auto;width:auto}.hero{grid-template-columns:1fr;gap:26px}.hero-sample{max-width:none}#guide:has(.visual-timeline-compact){grid-template-columns:1fr}#guide .visual-timeline-compact{position:static;max-width:780px;margin:auto;width:100%}}
@media(max-width:600px){.wrap{padding:0 16px 35px}.site-header{min-height:0;padding:14px 0;gap:10px}.site-brand{font-size:.86rem}.brand-mark{width:24px;height:29px}.site-header .language-toggle{width:auto;padding:3px}.site-header .lang-btn{min-width:0;padding:6px 8px;font-size:.8rem}.site-nav{gap:6px;overflow-x:auto}.site-nav a{font-size:.8rem}.hero{margin:0 -16px;padding:34px 20px 30px;gap:24px}.hero h1{font-size:clamp(2.45rem,11vw,3.2rem)}.hero-subtitle{font-size:1.12rem}.hero-context{font-size:.96rem;margin:16px 0 20px}.hero .hero-actions{display:grid}.hero .button-link{width:100%}.hero-sample{padding:20px}.process-strip{grid-template-columns:1fr;margin-bottom:24px;padding:10px 0}.process-strip>div{border-right:0;border-bottom:1px solid #d7e4e0;padding:10px 0}.process-strip>div:last-child{border:0}#guide{margin-bottom:46px}#guide .guide-card{padding:24px 20px}#guide .visual-timeline-compact{padding:19px}.guide-glance{font-size:1rem;padding:14px 17px}.visual-timeline{padding:21px 18px}.guide-result-actions .guide-action{width:100%}#learn{padding-top:29px;margin-bottom:42px}#learn .guide-tablist{flex-wrap:nowrap;overflow-x:auto;gap:18px;scrollbar-width:thin}.guide-tablist button{flex:0 0 auto!important;white-space:nowrap}.payer-diagram{grid-template-columns:1fr}.search-guide{margin:0 -16px;padding:30px 20px}.search-guide h2{font-size:1.8rem}#esrd-forms .forms-grid article,#esrd-forms-es .forms-grid article,.enrollment-guide .forms-grid:not(.scenario-grid) article{grid-template-columns:1fr;gap:5px}.footer-disclaimer .inner{padding:14px 16px}}
@media(prefers-reduced-motion:reduce){.guide-progress span{transition:none}}
@media print{.site-header,.process-strip{display:none!important}body{background:#fff!important}}
.ssa-contact{background:#fff;border-left:3px solid #218a83;padding:17px 20px;margin:22px 0 27px}
.ssa-contact h4{margin:0 0 8px!important;color:#1b5663!important;font-size:.95rem!important;letter-spacing:0!important;text-transform:none!important}

.developer-footer{max-width:1130px;margin:42px auto 10px;padding:22px 22px 0;border-top:1px solid #cbdcd6;color:#405c6b;font-size:.91rem;line-height:1.6}
.developer-footer h2{margin:0 0 5px;font:700 1.13rem/1.3 Georgia,"Times New Roman",serif;color:#17394d}
.developer-footer p{margin:0}.developer-footer a{font-weight:750;color:#146b78}
.training-inquiry{margin-top:15px}.training-inquiry summary{display:inline-flex;align-items:center;gap:9px;cursor:pointer;color:#146b78;font-weight:750;list-style:none}.training-inquiry summary::-webkit-details-marker{display:none}.training-inquiry summary:after{content:'+';display:grid;place-items:center;width:22px;height:22px;border:1px solid #a8c9c6;border-radius:50%;line-height:1;font-size:1rem}.training-inquiry[open] summary:after{content:'−'}.training-inquiry summary:focus-visible{outline:3px solid #1e85ad;outline-offset:4px}
.training-inquiry form{max-width:710px;padding:18px 0 8px}.training-inquiry .inquiry-intro{margin:0 0 17px;color:#526a76}.inquiry-fields{display:grid;grid-template-columns:1fr 1fr;gap:13px 18px}.inquiry-fields label{display:grid;gap:5px;font-weight:680;color:#264c5e}.inquiry-fields .inquiry-message{grid-column:1/-1}.inquiry-fields input,.inquiry-fields textarea{width:100%;box-sizing:border-box;border:1px solid #a8c4c6;background:#fff;border-radius:6px;padding:10px 11px;font:inherit;color:#17394d}.inquiry-fields input:focus-visible,.inquiry-fields textarea:focus-visible{outline:3px solid #67b6bb;outline-offset:1px}.inquiry-submit{margin-top:16px;padding:10px 17px;border:0;border-radius:6px;background:#146b78;color:white;font:700 .92rem/1.4 inherit;cursor:pointer}.inquiry-submit:hover{background:#0d5360}.inquiry-submit:disabled{opacity:.6;cursor:wait}.inquiry-status{margin-top:11px!important;min-height:1.5em}.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
@media(max-width:600px){.inquiry-fields{grid-template-columns:1fr}.developer-footer{margin-top:30px}}
@media print{.developer-footer{display:none!important}}
.ssa-contact p{margin:0!important;line-height:1.55}
.inquiry-submit{font-family:inherit;font-size:.92rem;font-weight:700;line-height:1.4}
.guide-answer-banner .guide-coverage-note{margin-top:16px;padding-top:14px;border-top:1px solid #d6e6e1;color:#284d5b}
.guide-explanation{padding-top:17px}
.guide-explanation-title{margin:0 0 17px;color:#155775;font-size:1.2rem;font-weight:800}

.search-guide details.costs-guide{background:transparent;border:0;border-top:2px solid #c9dbd5;border-bottom:2px solid #c9dbd5;border-radius:0;margin:36px 0 16px;padding:0}
.search-guide details.costs-guide>summary{padding:21px 0;cursor:pointer;list-style:none;font-family:Georgia,"Times New Roman",serif;font-size:1.5rem;font-weight:700;color:#173e54;display:flex;justify-content:space-between;gap:16px;align-items:center}
.search-guide details.costs-guide>summary::-webkit-details-marker{display:none}
.search-guide details.costs-guide>summary:after{content:"+";font-family:Arial,sans-serif;font-size:1.55rem;font-weight:500;color:#167b79}
.search-guide details.costs-guide[open]>summary:after{content:"−"}
.costs-body{padding:0 0 28px;color:#355469}
.costs-body>p:first-child{max-width:81ch;line-height:1.65;margin:0 0 26px}
.costs-subsection{padding:25px 0;border-top:1px solid #cbdcd6}
.search-guide details.costs-guide details.costs-estimator{padding:0;margin:8px 0 24px;border:0;border-top:1px solid #cbdcd6;border-bottom:1px solid #cbdcd6;background:transparent;border-radius:0}
.search-guide details.costs-guide details.costs-estimator>summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 2px;list-style:none;cursor:pointer;font-family:Georgia,"Times New Roman",serif;font-size:1.28rem;font-weight:700;line-height:1.3;color:#18506a}
.search-guide details.costs-guide details.costs-estimator>summary::-webkit-details-marker{display:none}
.search-guide details.costs-guide details.costs-estimator>summary:after{content:"+";font-family:Arial,sans-serif;font-size:1.35rem;font-weight:500;color:#167b79}
.search-guide details.costs-guide details.costs-estimator[open]>summary:after{content:"−"}
.costs-estimator-body{padding:5px 2px 22px}
.costs-estimator-body>p:first-child{max-width:82ch;line-height:1.65;margin:0 0 18px}
.costs-subsection h3,.costs-help h3{font-family:Georgia,"Times New Roman",serif;font-size:1.4rem;line-height:1.25;color:#173e54;margin:0 0 10px}
.costs-subsection>p{max-width:82ch;line-height:1.65;margin:0 0 18px}
.costs-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:19px 0}
.costs-fields label{display:flex;flex-direction:column;gap:8px;color:#24465a;font-size:.88rem;font-weight:700;line-height:1.35}
.costs-fields input,.costs-fields select{width:100%;min-width:0;min-height:44px;border:1px solid #aebfbd;border-radius:5px;background:#fff;color:#193c50;padding:9px 11px;font:inherit;font-size:.95rem}
.costs-fields input:focus-visible,.costs-fields select:focus-visible{outline:3px solid #8ad1cd;outline-offset:2px;border-color:#197e7b}
.costs-fields select:disabled{background:#e8efec;color:#667c80}
.costs-output{display:flex;flex-direction:column;gap:3px;background:#fff;border-left:4px solid #1d8b85;padding:17px 20px;margin:20px 0;color:#2b5361}
.costs-output span{font-size:.8rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.costs-output strong{font-size:1.28rem;color:#153e54}
.costs-output small{line-height:1.45;color:#4c6672}
.search-guide .costs-fine,.search-guide .costs-sources{font-size:.86rem;line-height:1.55;color:#536e76;max-width:89ch}
.costs-help{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:5px 0 21px}
.costs-help>div{background:#fff;border-top:3px solid #2a8781;padding:21px 22px}
.costs-help>div:last-child{border-top-color:#2a7199}
.costs-help h3{font-size:1.16rem}
.costs-help p{margin:0;line-height:1.62}
.costs-sources{border-top:1px solid #cbdcd6;padding-top:16px}
@media(max-width:600px){.costs-fields,.costs-help{grid-template-columns:1fr}.search-guide details.costs-guide>summary{font-size:1.35rem}.costs-subsection h3{font-size:1.24rem}}
@media print{.search-guide details.costs-guide:not([open]){display:none}.costs-fields{display:none}.costs-subsection{break-inside:avoid}}



.hero-sample .sample-benefits{list-style:none;margin:12px 0 0;padding:0;display:grid;gap:14px}
.hero-sample .sample-benefits li{position:relative;padding:0 0 0 25px;color:#254357;font-size:.94rem;line-height:1.45;font-weight:650}
.hero-sample .sample-benefits li:before{content:'✓';position:absolute;left:0;top:0;color:#16847e;font-weight:900}
.search-guide .faq-group{font:700 1.2rem Georgia,serif;color:#185b76;margin:24px 4px 6px}
#guide .guide-mode-tabs{display:flex;gap:5px;max-width:960px;margin:0 auto 20px;padding:5px;background:#e8f2f0;border:1px solid #cddfdb;border-radius:12px}
#guide .guide-mode-tabs button{flex:1;min-width:0;border:0;border-radius:8px;background:transparent;color:#315564;font:inherit;font-weight:700;padding:12px 16px;cursor:pointer}
#guide .guide-mode-tabs button[aria-selected=true]{background:#fff;color:#12676e;box-shadow:0 2px 8px #163e4a19}
#guide .guide-mode-tabs button:focus-visible{outline:3px solid #168e91;outline-offset:2px}
#guide .guide-medicare-details{grid-column:1/-1;background:#f2f8f7;border:1px solid #c9dedb;border-radius:9px;padding:19px;margin-top:3px}
#guide .guide-medicare-details[hidden],#guide .guide-medigap-details[hidden]{display:none!important}
#guide .guide-medicare-details h3,#guide .guide-medigap-details h4{color:#173248;font:700 1.08rem Georgia,serif;margin:0 0 12px}
#guide .guide-medicare-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
#guide .guide-medicare-options label,#guide .guide-medigap-details label{display:flex;align-items:center;gap:9px;background:#fff;border:1px solid #d8e6e3;border-radius:7px;padding:10px 12px;cursor:pointer}
#guide .guide-medicare-options input,#guide .guide-medigap-details input{width:19px;height:19px;flex:none;accent-color:#168e91}
#guide .guide-medigap-details{display:grid;gap:7px;margin-top:18px}
#guide .guide-medigap-details h4{margin-bottom:2px}
#guide .quick-card{max-width:960px;padding:clamp(22px,4vw,40px)}
#guide .quick-card h2{margin:0 0 8px;font:700 clamp(1.55rem,3vw,2rem) Georgia,serif;color:#173248}
#guide .quick-intro{margin:0 0 22px;color:#4a626b}
#guide .quick-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 20px}
#guide .quick-fields label{display:grid;align-content:start;gap:6px;min-width:0;font-weight:700;color:#173248}
#guide .quick-date-field{display:grid;align-content:start;gap:6px;min-width:0}
#guide .quick-date-label{font-weight:700;color:#173248}
#guide .quick-month-year{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.8fr);gap:8px}
#guide .quick-transplant{grid-column:1/-1}
#guide .quick-transplant select{max-width:220px}
#guide .quick-fields select,#guide .quick-fields input{box-sizing:border-box;width:100%;min-width:0;min-height:44px;border:1px solid #a9c3c5;border-radius:7px;background:#fff;color:#173248;padding:9px 11px;font:inherit}
#guide .quick-fields select:focus-visible,#guide .quick-fields input:focus-visible,#guide .quick-checks input:focus-visible{outline:3px solid #168e91;outline-offset:2px}
#guide .quick-card fieldset{min-width:0;border:1px solid #d2e1df;border-radius:10px;margin:20px 0;padding:18px}
#guide .quick-card legend{font-weight:800;color:#185b76;padding:0 8px}
#guide .quick-checks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px 18px}
#guide .quick-checks label{display:flex;align-items:center;gap:8px;line-height:1.3;cursor:pointer}
#guide .quick-checks input{width:18px;height:18px;flex:none;accent-color:#168e91}
#guide .quick-medicare-details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 20px;padding:15px;margin-top:15px;border:1px solid #c9dedb;border-radius:8px;background:#f2f8f7}
#guide .quick-medicare-details label{display:grid;gap:6px;font-weight:700;color:#173248}
#guide .quick-medicare-details select{box-sizing:border-box;width:100%;min-width:0;min-height:44px;border:1px solid #a9c3c5;border-radius:7px;background:#fff;color:#173248;padding:9px 11px;font:inherit}
#guide .quick-event{background:#f8fbfa}
#guide .quick-card [hidden]{display:none!important}
#guide .quick-remove{border:0;background:none;color:#136b78;text-decoration:underline;margin-top:15px;padding:4px;cursor:pointer;font:inherit}
#guide .quick-bottom{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:22px}
#guide .quick-bottom .quick-error{flex-basis:100%;margin:0;order:2}
#guide .quick-bottom button[type=submit]{margin-left:auto}
#guide .quick-bottom button:disabled{opacity:.5;cursor:not-allowed}
#guide .event-guide-card{max-width:780px}
#guide .guide-progress{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 20px;color:#607780;font-size:.83rem;font-weight:750}
#guide .guide-progress span{padding:5px 10px;border:1px solid #d5e5e0;border-radius:20px}
#guide .guide-progress .is-current{color:#11696e;background:#e4f3ef;border-color:#91c8c3}
#guide .event-guide-card .guide-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:25px}
#guide .event-guide-card .guide-choices input[type=radio]{width:21px;height:21px;accent-color:#168e91;flex:none}
#guide .event-guide-card .guide-choices label{align-items:center}
#guide .event-date-fields{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:14px;max-width:540px;margin-top:20px}
#guide .event-date-fields label{display:grid;gap:7px;font-weight:700;color:#173248;min-width:0}
#guide .event-date-fields input{box-sizing:border-box;width:100%;min-width:0;border:1px solid #a9c3c5;border-radius:8px;background:#fff;color:#173248;padding:12px 13px;font:inherit}
#guide .event-date-fields input:focus-visible{outline:3px solid #168e91;outline-offset:2px}
#guide .event-date-skip{display:flex;align-items:center;gap:9px;margin-top:18px}
#guide .guide-results-card{line-height:1.62}
#guide .guide-results-card h1{font:700 clamp(1.9rem,4vw,2.55rem) Georgia,serif;color:#173248;margin:0 0 22px}
#guide .guide-results-card h2{font:700 1.45rem Georgia,serif;color:#173248;margin:28px 0 12px}
#guide .guide-results-card p{max-width:76ch}
#guide .guide-results-card .guide-result-subhead{font:700 1.18rem Georgia,serif;color:#185b76;border-top:1px solid #dce9e6;padding-top:17px;margin:28px 0 10px}
#guide .guide-results-card h2+.guide-result-subhead{border-top:0;padding-top:0;margin-top:16px}
#guide .guide-results-card .visual-timeline-list{margin-bottom:0}
#guide .guide-results-card .visual-event-note{display:block;margin-top:3px;color:#4b626c;font-size:.93rem;line-height:1.45}
#guide .guide-results-card ul{columns:2;padding-left:22px}
#guide .guide-results-card .guide-note-list{columns:1;max-width:76ch;margin:4px 0 22px;padding-left:25px}
#guide .guide-results-card .guide-note-list li{padding-left:3px}
#guide .guide-result-summary{border:1px solid #b8d8d2;border-left:5px solid #168e91;background:#eef8f5;padding:18px 22px;margin:4px 0 24px;border-radius:8px}
#guide .guide-result-summary strong{display:block;color:#185b76;font-size:1.04rem;margin-bottom:4px}
#guide .guide-result-summary p{margin:0}
#guide .guide-next-actions{border-top:2px solid #cfe2dd;margin-top:28px;padding-top:5px}
#guide .guide-next-actions ol{display:grid;gap:9px;padding-left:25px;max-width:76ch}
#guide .guide-next-actions li{padding-left:3px}
#guide .guide-community{border-top:1px solid #dce9e6;margin:20px 0;padding:12px 0}
#guide .guide-community summary{color:#185b76;font-weight:700;cursor:pointer}
@media(max-width:650px){#guide .event-guide-card .guide-choices,#guide .guide-medicare-options{grid-template-columns:1fr}#guide .guide-results-card ul{columns:1}#guide .quick-fields,#guide .quick-medicare-details{grid-template-columns:1fr}#guide .quick-checks{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:450px){#guide .guide-mode-tabs button{font-size:.86rem;padding:11px 6px}#guide .quick-checks{grid-template-columns:1fr}#guide .quick-bottom button{width:100%}#guide .quick-bottom button[type=submit]{margin-left:0}}
@media(max-width:450px){#guide .event-date-fields{grid-template-columns:1fr}}