Free, independent ESRD Medicare education

ESRD Medicare Calculator

Understand your Medicare timeline, coverage, and next steps.

Dialysis or a kidney transplant can raise questions about Medicare and insurance. Answer a few questions to see estimated dates and practical guidance for your situation.

Not ready to calculate? Learn about ESRD Medicare.

A clearer path forward

Three dates that can help you plan

  1. When can ESRD Medicare begin?See an estimated entitlement date.
  2. When does the 30-month period end?Understand a possible insurance change.
  3. When might ESRD Medicare end?Plan for treatment changes.
One question at a timeOnly relevant treatment and coverage questions appear.
Dates with contextA visual timeline and a plain-language explanation.
Next steps you can useQuestions to take to Social Security, Medicare, or your plan.

Explore at your own pace

Find the help you need

The calculator gives a personal estimate. These guides explain the rules and actions behind it.